Wisconsin Wealth Advisors
Wisconsin Wealth Advisors
Wisconsin Wealth Advisors, LLC

FAQ (Frequently Asked Questions)

Investing

What types of investments do you offer?

We offer a full range of investments, including:

  • Mutual funds (load and no-load)
  • Individual stocks
  • Annuities (fixed, variable and equity-indexed)
  • Bonds (government, corporate and municipal)
  • Real Estate Investment Trusts (REITs)
  • Various other equity and debt investments

How do you determine what investments I should own?

Every person, like every fingerprint, is different. Therefore, each investor's portfolio allocations are different. Before recommending an investment portfolio we meet with you to help determine important considerations such as risk tolerance, investment experience, income needs, capital growth needs, etc. Once we have a comprehensive understanding of your situation we will offer solutions.

How do you get paid when I invest?

That's up to you. Our structure is based on two philosophies:

  1. Fee-based
  2. Commission-based

We explain how each platform works, and you decide which makes you most comfortable. We want happy clients, and we believe that by fully disclosing all fees and commissions, clients can make informed decisions.


Financial Planning

What will a financial plan do for me?

A financial plan will help set your path for success and financial freedom by creating a detailed method by which you will pursue your goals and dreams.

How much does it cost?

That depends on how in-depth the plan is. We charge an hourly rate and will provide an estimate when you decide to pursue the planning process.


Estate Planning

Who needs estate planning?

In short, anyone who has possessions. The extent of your estate plan hinges on your individual situation. We, along with our team of trusted attorneys, will guide you through the process.

What can estate planning do for me?

Depending on your situation, estate planning can help address the following issues:

  • Beneficiary designation and coordination
  • Estate taxes
  • Charitable giving
  • Multi-generational wealth transfer
  • Probate avoidance
  • Title 19 planning
  • Long-term care planning

Employee Benefits

What types of employee benefits packages do you handle?

We handle everything from retirement plans (both defined contribution plans such as 401Ks, and defined benefit plans such as pensions) to employee health benefit plans. Regardless of your situation, one of our team members is an expert in your area of need.


401K Plans

Do you offer 401K plans for new businesses, or only for companies that already have a 401K?

Both. Whether it's a start-up plan or an existing plan with millions of dollars in assets, we're equipped to help you meet your goals.

What type of 401K plans do you offer?

Because of our independent business structure, we can offer a plan that is custom-designed to meet your needs. We can make a recommendation on a 401K structure that we believe best meets your needs.


Life Insurance

How do I know if I have enough, or the right type of, life insurance?

We have an insurance review process that will help identify whether you are adequately insured and whether your insurance meets your needs. Call for more details.

Insurance services are provided by our affiliated firm, Chris Swenson.

Do you handle advanced life insurance planning?

Yes. In fact, it's one of our areas of expertise. From Irrevocable Life Insurance Trusts (ILITs) to 412(i) plans, we're here to serve you.


Health Insurance

My company is paying too much for health insurance. Can you help?

Our network of insurance providers is second-to-none. If we can't help you, no one can.

Insurance services are provided by our affiliated firm, Chris Swenson.


Long Term Care

Why do I need long-term care insurance?

Maybe you need it; maybe you don't. It depends on your individual situation. What we do know is that nursing home care and assisted living costs can devour a family's assets rapidly. It is absolutely essential that you discuss this issue with a trusted financial advisor so that you can make an informed decision about whether to own a policy.

Insurance services are provided by our affiliated firm, Chris Swenson.

I think I need long-term care, but I have an illness that I think will prevent me from getting it. What should I do?

Depending on your situation, we may be able to help. Please call for more information.




Securities offered through Harbour Investments, Inc. Member SIPC/FINRA

Check the background of this firm on FINRA's BrokerCheck.